FINANCE PRODUCT SUMMARY

Compare and contrast our range of attractive, tailored finance solutions by viewing each plan's key benefits and features below.

Back to Finance and Insurance

LEXUS CONTRACT PURCHASE


Features


A proportion of the overall balance is deferred to the end of your agreement, this final payment represents the anticipated minimum future value (GMFV) of your car which we guarantee, providing protection against a possible drop in used car prices and more options for you at the end of your agreement.

Will it suit me?


<ul><li>Lowered monthly payments</li><li>Protected by a Guaranteed Minimum Future Value</li><li>3 attractive options at the end of your agreement</li></ul>
<a href="/lexus-services/finance-insurance/finance/decision-tree/private-customers/lexus-contract-purchase.aspx"><u>Find out more</u></a>

LEXUS PURCHASE PLAN


Features


If you are looking for a simple, traditional hire purchase option this plan is ideal. Repayments are fixed over a term to suit you. Providing the repayment terms are met, you take ownership at the end of your agreement by paying the option to purchase fee.

Will it suit me?


<ul><li>Monthly repayments are fixed for easy budgeting</li><li>No large final payment</li><li>The car is yours at the end of your agreement</li></ul>
<a href="/lexus-services/finance-insurance/finance/decision-tree/private-customers/lexus-purchase-plan.aspx"><u>Find out more</u></a>

LEXUS LEASE PURCHASE


Features


A form of hire purchase with the added benefit of deferring an agreed amount in the form of a final payment to pay at the end of your agreement, this lowers your monthly payments to us.

Will it suit me?


<ul><li>Lower monthly payments</li><li>Easy budgeting – your monthly payments are fixed</li><li>You own the car at the end of your agreement</li></ul>
<a href="/lexus-services/finance-insurance/finance/decision-tree/private-customers/lexus-lease-purchase-plan.aspx"><u>Find out more</u></a>

LEXUS PERSONAL CONTRACT HIRE


Features


A non-ownership option if you want the benefit of driving a new car but none of the worries associated with ownership, you simply hand back the car at the end of your agreement.

Will it suit me?


<ul><li>Not available to Business Users</li><li>Fixed rentals for easy budgeting</li><li>Optional maintenance cover - spreads the cost of motoring</li><li>The benefits of a new car without the concerns of ownership </li></ul>
<a href="/lexus-services/finance-insurance/finance/decision-tree/private-customers/lexus-personal-contract-hire.aspx"><u>Find out more</u></a>

LEXUS LEASING


Features


A non ownership option, where an agreed amount (based on the anticipated future value of the car) is deferred to the end of the agreement. At the end of the agreement you sell the car on our behalf and use the proceeds to pay off this deferred amount. If an insufficient amount is raised you must cover the difference, alternatively you may benefit from any profit resulting from the sale.

Will it suit me?


<ul><li>Lowered and fixed monthly rentals</li><li>Rentals are allowable against tax</li><li>50% VAT may be reclaimable on rentals</li><li>Vehicle can be treated as a balance sheet asset</li><li>Potential to benefit from any profit made in the sale of the car – over the deferred payment amount</li></ul>
<a href="/lexus-services/finance-insurance/finance/decision-tree/private-customers/lexus-leasing.aspx"><u>Find out more</u></a>

LEXUS CONTRACT HIRE


Features


A non-ownership option if you want the benefit of driving a new car every 2-3 years but without the worries or administration concerns associated with ownership, you simply hand the vehicle back at the end of your agreement.

Will it suit me?


<ul><li>Lower monthly rentals</li><li>Rentals are allowable against tax</li><li>VAT and tax benefits </li><li>Optional maintenance package covers unexpected costs</li><li>No responsibility for disposal of the vehicle</li></ul>
<a href="/lexus-services/finance-insurance/finance/decision-tree/private-customers/lexus-contract-hire.aspx"><u>Find out more</u></a>

Ownership at end of agreement


Fixed Monthly Payments


Easy budgeting


Improved cost savings


Defer £ to the end of your agreement


Optional fixed cost servicing